Guide

AI Staging and the NAR 2026 Code of Ethics (SOP 12-10)

AI virtual staging is permitted under the 2026 NAR Code of Ethics — when disclosed and not misleading. What SOP 12-10 requires, how it interacts with state law, and what it means in practice.

Answer first

The NAR 2026 Code of Ethics, Standard of Practice 12-10, prohibits REALTORS® from manipulating listing content (including images) to produce a deceptive or misleading result. AI virtual staging is permitted — but it must be disclosed and not misrepresent the property.

“Is this even allowed?”

As AI staging tools become standard, the question agents ask is “is this even allowed?” The answer is yes — AI-assisted staging is a legitimate marketing tool — but it sits under the same honesty obligations as any representation of a property.

National baseline; Articles 2 and 12 set the broader frame.

NAR’s Code of Ethics is national and applies to all REALTOR® members regardless of state. Standard of Practice 12-10 addresses manipulating (e.g., presenting content out of context) listing and other content in a way that produces a deceptive or misleading result, including misleading images. Articles 2 and 12 more broadly require honest, truthful representation in advertising.

Three concrete things, every AI-staged image.

  1. Label AI-staged images. A “Virtually Staged” or “Digitally Altered” label visible to a typical buyer.
  2. Don’t use AI to hide or fabricate material features. Removing damage, adding non-existent views, or hiding structural issues crosses into deception regardless of any disclosure language.
  3. Keep the original available. Buyers, MLS officers, and auditors should be able to compare the staged image against the unaltered original.

This is the national baseline. States like California (AB 723) and MLS boards layer specific requirements on top — for example, AB 723 makes the original-access requirement statutory in California rather than just an ethics expectation.

Built around both the NAR standard and the state/MLS rules.

SEAREI is built around both the NAR 2026 Code of Ethics standard and the state/MLS rules, producing disclosure and proof for every staged image. The disclosure label travels with the image; the original is hosted on a public verification page; the compliance certificate provides the audit-ready record. The same artifact set satisfies SOP 12-10 plus AB 723 plus NWMLS Rule 80, with the jurisdiction-appropriate wording.

Common questions about AI staging and the NAR Code.

Does NAR's 2026 Code of Ethics prohibit AI staging?

No. AI virtual staging is permitted under the 2026 Code of Ethics when it is disclosed and not misleading. Standard of Practice 12-10 prohibits manipulating listing content to produce a deceptive or misleading result — not the use of staging tools themselves.

What is Standard of Practice 12-10?

A standard under NAR Article 12 that addresses manipulating listing and other content in a way that produces a deceptive or misleading result, including misleading images. It is part of the broader Articles 2 and 12 requirement to be truthful in advertising.

Does the NAR Code apply to non-REALTORS®?

The Code itself only applies to NAR members (REALTORS®). However, the underlying principles (honesty in advertising, not misrepresenting properties) appear in state real estate licensing law that applies to all licensees, REALTOR® member or not.

How do AB 723 and SOP 12-10 interact?

They overlap but don't conflict. AB 723 is California state law and applies to every licensee in California. SOP 12-10 is a NAR ethics rule and applies to REALTOR® members nationally. A California REALTOR® must comply with both. SEAREI is built around both standards.

Last updated: May 25, 2026 · SEATECHONE LLC

Informational, not legal advice. The Code of Ethics is administered by NAR; SEAREI is not affiliated with or endorsed by NAR. Confirm current Code of Ethics requirements with the National Association of REALTORS® and your local board.